This report evaluates the feasibility of applying social finance mechanisms—like microloans and impact bonds—to support newcomer settlement and integration in Canada. It reviews existing models, including the Immigrant Access Fund and a Community Employment Loan program. The study finds that social finance could leverage private capital, enhance sustainability and innovation in settlement services, and deepen partnerships with government and the private sector. However, it emphasizes the need for context-specific models, sound metrics, and supportive policy frameworks for effective implementation. publications.gc.ca+7
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